Category Business

I’m on disability what do I spend my time doing?

Adam Leave a comment

Because of my schizoaffective disorder, I am unable to work. Although I wish I could, and I sometimes miss it—especially being around people—I don’t miss waking up early, sitting in traffic, and driving to work. It sucks not having money and living at home with my parents, but these are the cards I was dealt.

I spend a lot of time sleeping and lying around, feeling horrible about my condition. It’s something I still haven’t fully come to terms with and will probably struggle with for the rest of my life. I think part of it is due to the side effects of my medication.

I read books, and autobiographies are my favorite, especially those about entrepreneurs who built something out of nothing. I recently read Shoe Dog, the book about the founder of Nike, and learned a lot from it—especially how, like me, he spent a lot of time analyzing and worrying about his company.

I’m still an aspiring entrepreneur. I spend some time buying cheap products from China and selling them on platforms like Facebook Marketplace to make some extra money within the limits allowed by Social Security. I also brainstorm business ideas that could someday lead to starting my own company.

I also write in this blog and take online college classes.

I regret not getting married and having a wife. Because of my trauma, I don’t think I’m capable of having a good relationship. Seeing my parents argue all the time didn’t help. It’s not the best living situation, but it sure beats being homeless.

I watch movies on Netflix, and I try to go for walks and work out sometimes. If you can work, be grateful—you don’t have to worry about being broke for the rest of your life.

Enjoy life more

Adam Leave a comment

Once again I was driving around today. I thought about why I want to be rich and I realized the juice is not worth the squeeze. Although there is multiple ways I can make a million dollars in the next few years. The amount of work and dedication is not worth it. 

I use to think that being rich was cool and made you respectable but now I realize that is not the case. Being rich doesn’t make you anything except give you the ability to buy more stuff and maybe travel more. When I had a lot of money I bought a lot of stuff but it did not make me any happier. I got to travel but it gets boring.

Therefore, I’m going to stay on disability. I’m going to drive around, get into the arts, Reading, writing, painting and make friends and just enjoy life. 

In our In our society being rich is admired but I think it’s admired by poor people and maybe young people that don’t know any better. The old and wiser we get the more we should move away from trying to be rich and just enjoy life. Especially in my case since I am on disability. Basically I got Ubi universal basic income. Sure, I am not rich but I have a lot of time to do the things that make me happy. 

Warren Buffett said he met a lot of older people that said they wish they enjoyed life more towards the end of their life. He said he never met anyone that said they wished they made more money.

Discovering True Happiness: Beyond the Pursuit of Money

Adam Leave a comment

As we go through life, one of the biggest questions we face is: What makes people happy? Is it having a job we love, or is it the family and friends we cherish? The answer is likely a combination of both. When you have a job that aligns with your passions, you’ll feel fulfilled at work. When you have meaningful relationships, whether it’s a spouse or close friends, you’ll feel content and supported at home. Striving for both might be the key to a happy life.

A Common Trap: Choosing Money Over Fulfillment

Many of us are raised with the belief that success is measured by wealth. In our younger years, we’re often taught to focus on what will make us a lot of money. This, for many, becomes the primary motivation when choosing a career. In my case, my parents encouraged me to aim for financial success, which shaped my early choices. The idea of being happy at work wasn’t a priority in those discussions. Looking back, I realize that this emphasis on money was a trap.

The result? I ended up pursuing paths that were financially viable but didn’t necessarily resonate with my passions or bring a sense of fulfillment. This is a story shared by many—following the expected route, focusing on income over interest, only to find ourselves feeling unfulfilled and disconnected from what genuinely makes us happy.

The Ideal Life: Friends, Fun, and Fulfillment

Over time, I started thinking about my ideal life. For me, it’s about more than money; it’s having close friends, doing creative things, visiting each other’s homes, being supportive, and, most importantly, having fun together. I realized I’d be happiest with a job that lets me work with others to come up with creative solutions—a job where I could share ideas, collaborate, and bring something unique to the table.

Jobs like creative director, marketing specialist, or even event planner come to mind. These roles aren’t just about tasks or titles; they’re about creating and sharing experiences with others. The right career could offer that supportive, interactive atmosphere I’d value, allowing me to be more than just productive—it would allow me to feel alive and engaged.

Striving for Both: A Job and Life You Love

Finding a job you love is hard, especially if you weren’t encouraged to pursue your passions early on. But it’s never too late to start. Understanding what brings happiness might be challenging, but we don’t have to figure it out overnight. Small steps—like volunteering, taking on creative projects, or simply exploring hobbies with friends—can open new doors to fulfillment without the pressure of immediately diving into a new career.

Redefining Success on Your Own Terms

For me, redefining success means stepping back from society’s version of success—one that prioritizes wealth over well-being—and creating my own vision of a fulfilling life. Sure, I may not be working a traditional job right now, and I might feel a bit aimless, but that doesn’t make me a “bum.” It makes me someone on a journey. I’m rediscovering what happiness means to me, and that’s a valuable pursuit.

This realization has been freeing. I can focus on nurturing friendships, building creative skills, and exploring what truly resonates with me. A meaningful life doesn’t have to be about climbing the corporate ladder or earning a high salary; it can be about creating a balance between personal joy and professional satisfaction, even if that path doesn’t look traditional.

Finding Your Way: Practical Tips for Rediscovering Happiness

If you’re in a similar position—wondering how to find fulfillment—here are a few tips to start that journey:

1. Take Small Steps: Explore hobbies or volunteer opportunities that genuinely interest you. Small actions can lead to big revelations about what you enjoy.

2. Identify What Excites You: Reflect on past experiences to find activities or projects that made you feel truly engaged and energized.

3. Seek Meaningful Connections: Spend time with friends who uplift you and help you grow. Supportive, fun relationships add depth and joy to your life.

4. Focus on Creativity and Exploration: Don’t rush to label your interests as career choices. Allow yourself the freedom to explore new ideas and directions.

5. Redefine Your Goals: Instead of focusing solely on income, think about what balance of work, relationships, and hobbies would make you happiest.

The Takeaway

Happiness doesn’t come from choosing between work or relationships—it comes from blending the two in a way that feels fulfilling. If we strive for a career that resonates with our passions while nurturing meaningful relationships, we create a life where happiness is more than a destination—it’s a daily experience. For anyone feeling trapped by old expectations, know that it’s never too late to redefine what happiness and success mean for you.

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The journey to happiness is ongoing, but with self-awareness and intention, we can create a life that reflects who we are and what we value most. Let’s start building it together, one small step at a time.

The correct perspective of money

Adam 1 Comment

Nobody should be a slave to money. If you have the correct view of it, money shouldn’t dictate what you do with your life or how you feel and see the world. Here are three things to consider when thinking about money.

  1. Money should not colorate with your self-worth.

You should not feel worthless just because you are poor and satisfied just because you are rich. Money comes and goes. If you attach your self-worth to cash, you set yourself up for trouble.

Some intelligent people are broke, and some stupid people are rich. Money comes from seeing and taking advantage of the right opportunities. Don’t attach your self-worth to cash.

  1. Money is just a tool

Money is a tool. It is simply a tool to buy objects. You will never have much money if you see money as evil or rich people as evil. All rich people can’t be evil because we would be tied up in chains working nonstop.

Money is not good, either, if you think you are a good person because you have a lot of it. You are asking for problems if you lose it. Having a lot of money means someone gave it to you or you found a way to make a lot of it. If you have a lot of money, it doesn’t make you anything.

  1. It should not dictate your life

You shouldn’t have to do something just because of money. Yes, I understand you need a job to pay bills, but choosing a job just because of money and it’s something you don’t like is plain silly.
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You will end up spending your money on unnecessary things to compensate for working at a miserable job. Control your life, and don’t let money control you.
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  1. Money doesn’t buy love

There are some things that money doesn’t buy. It will buy you company, but it will not buy you friends. It will buy you a partner, but it will not buy you love from that partner.

Money will buy you a vacation, but it will not buy you fun memories. It will buy you a luxurious car, but it will not buy you peace of mind.

There is a limit on what money buys, and you should think hard about how much money you need and how much time you are willing to dedicate to pursuing it.

Conclusion

Money comes and goes, so enjoy life and have fun. If you want a lot of it, be smart and get it the right way. Don’t risk your morals for money; it is never worth it.

Warren Buffett, one of the wealthiest people in the United States, said I met many people who wished they pursued their passions more at the end of their life. He said he never met anyone who said I wish I made more money at the end of their life.

How to actually save money

Adam Leave a comment

Saving money is a sure way to get rich, but it is hard and requires discipline and wisdom. It’s a slow and steady climb, but the long-term benefits are worth it. Certain ways of looking at it make it easier.

The first step is to have a goal, a certain amount of savings, which you must reach. Otherwise, you will spend your entire life saving and never spending or enjoying the money you saved.

You must look deeply and analyze every aspect of your life and spending habits.
For example, is a cable programming subscription necessary? Perhaps you can watch videos on YouTube and only pay for an internet package.

You might realize that saving money is not for you. That’s okay, too. However, if you will save money, start with your bank statement and eliminate as many purchases as possible. Everything is a want, not a need, even housing. I read stories of people living in their cars just to save money.

I don’t recommend saving money on food quality. However, eating at home is way cheaper than eating out. It might take some time to cook, but it is worth it.

Everything you cut from your spending will add to your savings. The more significant the change, the harder it will be. Money comes with patience. Stick to the plan and never give up. You will get there before you know it.

Important lesson from a failed entrepreneur

Adam Leave a comment

I am a failed entrepreneur. I started many businesses, and some had short-term success. However, they all failed and cost me a lot of money and time, something I will never get back.

Follow your passion, not the money.

I would create businesses that had the potential to generate a lot of money but were hack jobs rather than something that would contribute positively to society.

I would have made lots of money if I had followed my passion for sports and martial arts. But if I had failed, I would have enjoyed the journey of following my passion rather than the money.
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Are rich people evil?

Adam Leave a comment

I want to tell you a story about a young entrepreneur named Bob who just finished high school. He comes from a low-income family. However, he is good at computer programming. He creates one website in his free time, and it makes some money. He creates another, and it makes some more money.

Years go by, and he has thousands of websites and makes millions of dollars.

His friends from high school stopped hanging out with him because he didn’t share his money. He feels he doesn’t have to because while they were partying, he was working on websites. Is this person evil? No, he is not.

In the United States, a staggering 79% of millionaires are considered self-made, as revealed by a Ramsey Solutions National Study of Millionaires. This data shatters the myth that wealth is primarily inherited, highlighting that most millionaires have earned their wealth through their own efforts, not through a stroke of luck or inheritance.

Now, why does he pay his employees so little? Well, Bob has no choice in the matter. Bob’s company went public and started trading on the stock market.

Bob took the company public because he needed more money to build more websites. The cheapest way to get more money was to make the company tradable on the stock market.

When a company goes public, it has to do what is in the best interest of the stock owners. 

If Bob paid the cleaning lady a million dollars, he could be sued and fired from his own company because he is not doing what is in the best interest of the stock owners. By law, he has to.

The only way for the cleaning lady to get paid more is to learn more valuable skills like programming, so Bob can then pay her fair market value for her job, meaning a little bit more or less of what the job usually pays.

The cleaning lady would rather watch TV than learn a new skill. Is Bob evil? Absolutely not.

So don’t be lazy. Be like Bob and let other people call you evil.

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5 things to consider when searching for a job

Adam 1 Comment

Picking the right job is very important. You spend a lot of time at your job, and if you are not happy at it, chances are it will spill over to other parts of your life. Here are some things to look at when you are looking for your next job.

1. Make sure you enjoy the job

The first thing to do when looking for a job is to ensure you do something you enjoy. You will spend 8 hours, if not more, there. If you enjoy doing it, you will be happier there.

2. Make sure you can tolerate your coworkers.

The people you work with either make or break the job. You want to work with people that have similar interests. And the same approaches to the job. That way, you get along.

3. It pays well

Let’s face it: you go to work to get paid. If the pay is low, try applying for the same job that pays more elsewhere. If the job is low-paying, consider returning to school or taking a training course in a field. That will lead to a better-paying job

4. Good management

How the company is run and how the management approaches and works with you is crucial for advancement and career growth. If you don’t get along with your manager, switching managers or moving on is a good option.

5. Good company and industry

You don’t want to work for a company that soon will be obsolete. Make sure the industry is growing and profiting. Also, looking at the company’s reputation is essential. You will also be mistreated if it has a history of mistreating employees. 

Sometimes, it’s okay not to take a job rather than accept it. The job search is a long process. It has to be a match on both sides of the table. So don’t just grab the first opportunity that comes your way. Good luck, and remember always to have fun.

When to quit a job you hate

Adam Leave a comment

Statistics
Gallup survey shows that 71% of workers are “not engaged” or “actively disengaged” from their work. Which means they don’t like their job. It may be our education system that teaches us to get a good job. But, it never mentions to make sure we like it first.

My career
When I started my career as a computer technician in the corporate world, ensuring I enjoyed it was never a question. I got into it because it paid well and had a promising future. I never enjoyed it; it was challenging and stressful.

I told myself I would pay off my credit cards and school debts and get out of it. Fourteen years later, I was still in it and hated it tremendously. In my spare time, I was working on a website, which took off so I could leave the profession and move on to other things.

Make a change fast
However, looking back at it, I should not have waited so long. I should have cut down on my expenses and kept them bare minimum. Gotten a part-time job that paid the bills and pursued what I did enjoy in my free time. That would eventually turn into a full-time job that paid well.

Talk to someone
Talk to a career coach if you don’t know what to do. They know all the jobs and career paths you can take that you might need to be made aware of. Guidance is essential in life as well as in your career.

The best time is now.
It would be best to quit the job you hate today because we get old fast. You will eventually become like me, miserable and overweight, waking up to a job you hate and dread going to.

For some people, it is not an option, but very few. Write down a plan to leave your job as soon as possible and stick to it. It will take some time, but eventually, you will go and be a happier and more fulfilled person. It takes a lot out of us to do a job we hate every day. There is no excuse.

Don’t be afraid to take a risk

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What is Risk?

Risk is the willingness to take a loss to gain something more significant. There are small risks that barely mean anything and big risks that could cost your life. 

My experience

When I started my phone book website, it cost me thousands of dollars in web design services and $350 in monthly hosting fees. It took me almost a year just to get my money back. However, I didn’t know whether it was going to succeed or not. I took a risk, and it paid off.

Other people’s experiences 

When Donald Trump ran for president, he had no experience in a political position and had only run businesses previously. Yet he took a risk and ra for office and won.

Sometimes, you can take a risk and lose your life like Hitler. During World War II, he decided to turn on Russia and attack it. That risk ended up costing him his life. We would have been living a different life if he hadn’t made that decision.

Or you can be like my friend who never did anything with his life. One day, he decided to learn how to install security cameras for small businesses. 

He did it and started charging them a monthly fee. Now, he drives a Ferrari as his daily car. The risk was worth taking.

Take calculated risks

In life, you have to learn how to take calculated risks. These risks should have the potential to pay off big with minimal loss. One way to look at it is to determine what you want to gain.

Suppose you want to start a business that makes a lot of profit. There are four things you should look at before you start it.

  1. Similar businesses in the market.
  2. The amount of money you have access to.
  3. Your experience in the business.
  4. The actual market itself can sustain another business.

Then it would help if you looked at what you are sacrificing like the amount of time and money risked and other missed opportunities. Only then should you consider whether you will go into business for yourself.

The biggest risk is not taking any risks.

 Life will be dull and uneventful. People will stop calling you and find you very boring. So go out there and take a calculated risk. It may pay off and thank you for taking a risk by reading this article.